Javier Montoya, the 76-year-old CEO of Chile''s Monteverde Memorial Group (MMG), confronts a strategic inflection point for his burial park business. For decades MMG has prospered by offering burial plots to the growing middle class. But rising land and water costs, new environmental regulations, and shifting consumer preferences-accelerated by Covid''s disruption of death rituals-are slowing expansion. Those trends are also fueling .....more

Javier Montoya, the 76-year-old CEO of Chile''s Monteverde Memorial Group (MMG), confronts a strategic inflection point for his burial park business. For decades MMG has prospered by offering burial plots to the growing middle class. But rising land and water costs, new environmental regulations, and shifting consumer preferences-accelerated by Covid''s disruption of death rituals-are slowing expansion. Those trends are also fueling .....more

Javier Montoya, the 76-year-old CEO of Chile''s Monteverde Memorial Group (MMG), confronts a strategic inflection point for his burial park business. For decades MMG has prospered by offering burial plots to the growing middle class. But rising land and water costs, new environmental regulations, and shifting consumer preferences-accelerated by Covid''s disruption of death rituals-are slowing expansion. Those trends are also fueling .....more

A small chain of retail stores selling outdoors equipment, Shenandoah Outfitters is expanding rapidly. The finance manager has to develop a financial plan for accommodating this growth and the investments it requires. Analysis reveals that the business is growing faster than can be financed from internal sources--Shenandoah has been increasing the amount of its long-term loan and has just ended the year with a higher-than-usual balance on its bank .....more

Spreadsheet supplement for case UV9553

Bergen Fashions, Inc.: Outsourcing to Bangladesh" explores ways to evaluate global business risks by looking at a small US fashion company''s decision whether to outsource a new product line to Bangladesh. The key comparison is between a simple risk adjustment to the discount rate, such as increasing a hurdle rate by a sovereign spread, and modeling specific risks by adjusting cash flows and looking at the distribution of resulting net .....more

Spreadsheet supplement for case UV9548

Spreadsheet supplement for case UV9548

At the start of fiscal year 2025, Hard Court Systems Ltd. (HCS), an Australian producer and installer of surfaces for tennis courts, has embarked on a major restructuring of its operations. With 2025 financial results just released, CFO Charles Walker is preparing to meet with shareholders to discuss the business''s financial performance. A key transformation brought about by the restructuring is an increase in fixed costs due to investments .....more

Spreadsheet supplement for case UV9539