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商品編號： W21252 出版日期： 2021/05/25 作者姓名： Austin, Robert D.;Puniya, Jashan 商品類別： Other 商品規格： 14p 再版日期： 地域： United States 產業： Financial service sector;Insurance industry 個案年度： 2021 -
商品敘述：
JPMorgan Chase & Co. (JPMC), one of the world''s largest banks, was confronting the advent of open banking in its retail banking business. In late 2020, policy makers and regulators were advocating movement toward open banking with growing enthusiasm as a way to stimulate competition in the financial services sector and thus, encourage greater value creation for consumers. JPMC, however, seemed to embrace open banking while also resisting it, aggressively building out the technical infrastructure required for open banking while also blocking some third-party financial services companies from accessing customers'' Chase bank accounts, citing data security and privacy concerns. Open banking seemed fraught with risk, but might it represent new and significant opportunities for banks? In either case, what should the approach to open banking be for an established bank like JPMC?
涵蓋領域：
Digital transformation;Fintech
相關資料：
Case Teaching Note, (W21251), 11p, by Robert D. Austin, Jashan Puniya
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